Organization · Venture Debt

Working Capital Company

Working Capital Company, also known as Front Street Advisors, Ltd., provides affordable SBA 7(a) working capital loans and financial solutions to businesses in various industries. Based in Toledo, OH, they also operate in Savannah, GA, and Naples, FL.

Venture DebtFunder

Overview

What Working Capital Company does

What Working Capital Company is

Working Capital Company, also known as Front Street Advisors, Ltd., provides affordable SBA 7(a) working capital loans and financial solutions to businesses in various industries. Based in Toledo, OH, they also operate in Savannah, GA, and Naples, FL.

How it participates in the startup ecosystem

The current public profile supports funder capabilities. Each capability below is shown separately so organization identity and role-specific information do not get conflated.

Operational profile

Organization status and context

Organization status describes the entity itself. Funding and program availability appear within the relevant capability profile.

Operational status
Active
Organization type
Venture Debt
Structured capabilities
Funder
Last reviewed
March 5, 2026
What Venture debt means

Venture debt is a loan or credit facility designed for high-growth startups, typically companies that have already raised institutional venture capital and may not qualify for traditional bank debt because they lack profitability, long operating history, predictable cash flow, or hard collateral.

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Official channels

Find Working Capital Company elsewhere

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Capability profile

Working Capital Company as a funder

Investment thesis

Working Capital Company focuses on providing affordable working capital loans to for-profit businesses, enabling them to grow and thrive. They aim to offer a favorable alternative to traditional merchant cash advances.

Focus narrative

Front Street Advisors offers working capital loans up to $150,000, limited to 30% of a business's yearly sales. They provide long-term financial solutions with a repayment term of 10 years and competitive interest rates. The organization targets for-profit businesses with a minimum FICO score of 700, aiming to provide a more favorable alternative to merchant cash advances.

Terms and economics

Typical check
$1,000–$150,000
Sweet spot
$150,000

Focus and fit

Availability

Currently deploying
Yes

Connected ecosystem

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Common questions

What to know about Working Capital Company

Upseed classifies Working Capital Company under the Venture Debt organization type. Its current public profile includes funder capabilities.

Next step

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Source and update disclosure

Know what this page is based on

Source basis

Public organization and program material, official websites, and structured Upseed records.

Last reviewed

March 5, 2026

Known limits

Capability profiles appear only when a structured public profile also contains decision-useful role evidence. Terms and availability can change.

Upseed is an independent guide. It is not affiliated with or endorsed by the organization described on this page.