Organization · Venture Debt
UPSIDER, Inc.
UPSIDER, Inc. is a Tokyo-based financial technology company that provides innovative financial solutions, including corporate credit cards and venture debt, primarily targeting startups and SMEs in Japan.
Overview
What UPSIDER, Inc. does
What UPSIDER, Inc. is
UPSIDER, Inc. is a Tokyo-based financial technology company that provides innovative financial solutions, including corporate credit cards and venture debt, primarily targeting startups and SMEs in Japan.
How it participates in the startup ecosystem
The current public profile supports funder capabilities. Each capability below is shown separately so organization identity and role-specific information do not get conflated.
Operational profile
Organization status and context
Organization status describes the entity itself. Funding and program availability appear within the relevant capability profile.
- Operational status
- Active
- Organization type
- Venture Debt
- Founded
- Founded in 2018
- Approximate age
- About 8 years
- Structured capabilities
- Funder
- Last reviewed
- May 1, 2026
What Venture debt means
Venture debt is a loan or credit facility designed for high-growth startups, typically companies that have already raised institutional venture capital and may not qualify for traditional bank debt because they lack profitability, long operating history, predictable cash flow, or hard collateral.
Open the glossary entryOfficial channels
Find UPSIDER, Inc. elsewhere
Open the official website or a supported primary organization account.
Capability profile
UPSIDER, Inc. as a funder
Investment thesis
UPSIDER Capital's thesis is that high-growth startups need large, fast, non-dilutive capital without relying only on equity rounds. The BLUE DREAM Fund combines UPSIDER's cash-flow forecasting and credit model with real-time bank/API data and monitoring to underwrite venture debt.
Focus narrative
UPSIDER focuses on providing financial solutions for startups and small to medium-sized enterprises. Their offerings include corporate credit cards, invoice payment services, and a growth debt fund designed to support business growth without diluting equity. The organization aims to facilitate access to capital and improve financial management for its clients.
Value beyond capital
UPSIDER adds value to its portfolio companies by providing access to non-dilutive capital through its BLUE DREAM Fund, enabling startups to invest in growth while minimizing equity dilution. Additionally, UPSIDER offers tailored financial solutions and services that help businesses manage cash flow and financial operations more effectively.
Terms and economics
- Typical check
- $0–$1,000,000
- Sweet spot
- $1,000,000
Focus and fit
Availability
- Currently deploying
- Yes
Portfolio and track record
- Recorded portfolio count
- 9
Portfolio context
Notable companies that have adopted UPSIDER's services include: Atama Plus (educational technology), Repro (mobile marketing platform), Basefood (food technology), Coconara (freelance service), Soda (e-commerce platform for sneakers), SmartHR (cloud-based HR software), Coincheck (cryptocurrency exchange), and YouTrust (blockchain-based identity verification service).
Common questions
What to know about UPSIDER, Inc.
Upseed classifies UPSIDER, Inc. under the Venture Debt organization type. Its current public profile includes funder capabilities.
Source and update disclosure
Know what this page is based on
Source basis
Public organization and program material, official websites, and structured Upseed records.
Last reviewed
May 1, 2026
Known limits
Capability profiles appear only when a structured public profile also contains decision-useful role evidence. Terms and availability can change.
Upseed is an independent guide. It is not affiliated with or endorsed by the organization described on this page.