Organization · Startup
Uni Cards
Uni Cards is a fintech startup based in Bengaluru, India, focused on enhancing the credit experience through user-friendly credit solutions, including the Uni GoldX credit card.
Overview
What Uni Cards does
What Uni Cards is
Uni Cards is a fintech startup based in Bengaluru, India, focused on enhancing the credit experience through user-friendly credit solutions, including the Uni GoldX credit card.
How it participates in the startup ecosystem
The current public profile supports funder capabilities. Each capability below is shown separately so organization identity and role-specific information do not get conflated.
Operational profile
Organization status and context
Organization status describes the entity itself. Funding and program availability appear within the relevant capability profile.
- Operational status
- Active
- Organization type
- Startup
- Founded
- Founded in 2020
- Approximate age
- About 6 years
- Structured capabilities
- Funder
- Last reviewed
- March 16, 2026
Official channels
Find Uni Cards elsewhere
Open the official website or a supported primary organization account.
Capability profile
Uni Cards as a funder
Investment thesis
Uni Cards focuses on providing innovative credit card solutions and digital lending services, ensuring high security standards and offering unique benefits to users.
Focus narrative
Uni Cards primarily invests in the digital lending space, focusing on providing a Default Loss Guarantee (DLG) for its portfolios. The organization is committed to maintaining high security standards in its operations to protect its users and partners.
Portfolio and track record
- Recorded portfolio count
- 1
Portfolio context
As of January 31, 2026, Uni Cards has a total of ₹ 24.68 crores in its DLG portfolio, which includes one lender and one portfolio.
Common questions
What to know about Uni Cards
Upseed classifies Uni Cards under the Startup organization type. Its current public profile includes funder capabilities.
Source and update disclosure
Know what this page is based on
Source basis
Public organization and program material, official websites, and structured Upseed records.
Last reviewed
March 16, 2026
Known limits
Capability profiles appear only when a structured public profile also contains decision-useful role evidence. Terms and availability can change.
Upseed is an independent guide. It is not affiliated with or endorsed by the organization described on this page.