Organization · Community
Réseau Accès Crédit (RAC)
Réseau Accès Crédit (RAC) is a non-profit microcredit organization based in Rimouski, Quebec, supporting entrepreneurs with limited access to traditional financial services in the eastern Bas-Saint-Laurent region.
Overview
What Réseau Accès Crédit (RAC) does
What Réseau Accès Crédit (RAC) is
Réseau Accès Crédit (RAC) is a non-profit microcredit organization based in Rimouski, Quebec, supporting entrepreneurs with limited access to traditional financial services in the eastern Bas-Saint-Laurent region.
How it participates in the startup ecosystem
The current public profile supports grantor capabilities. Each capability below is shown separately so organization identity and role-specific information do not get conflated.
Operational profile
Organization status and context
Organization status describes the entity itself. Funding and program availability appear within the relevant capability profile.
- Operational status
- Active
- Organization type
- Community
- Founded
- Founded in 2002
- Approximate age
- About 24 years
- Structured capabilities
- Grantor
- Last reviewed
- March 6, 2026
Official channels
Find Réseau Accès Crédit (RAC) elsewhere
Open the official website or a supported primary organization account.
Capability profile
Réseau Accès Crédit (RAC) as a grantor
Grant thesis
Réseau Accès Crédit (RAC) is dedicated to supporting entrepreneurs with limited access to conventional financial services through microcredit and personalized support.
Focus narrative
RAC focuses on providing microcredit and personalized support to entrepreneurs at various stages, from project ideation to business expansion. The organization aims to help individuals start or grow their businesses, particularly in the eastern Bas-Saint-Laurent region of Quebec.
Value and support
Beyond funding, RAC offers personalized support and guidance to entrepreneurs, helping them navigate the challenges of starting and growing their businesses.
Grant economics
- Grant range
- $0–$15,000
- Typical grant
- $15,000
- Dilutive
- No
- Nonprofit only
- Yes
Availability
- Application state
- Accepting
- Application cycle
- rolling
Eligibility and fit
- Stages
- Pre-seed · Seed
- Audience
- Founders
- Regions
- CanadaNorth America
Process and recipient context
Application process
Entrepreneurs seeking support can apply for microcredit through RAC, which offers financing up to CAD 20,000 at favorable rates and terms. The organization provides personalized assistance throughout the application process and business development.
Recipient context
RAC has supported various projects, including Saison Deli, Anthony François Photographe, Scalaires de la Vallée, Fripée, Landry Electronique, Le P’tit Béret, Café Bistro L’Anse-aux-Coques, and Les Jardins d’la Terre du rang, showcasing a diverse range of entrepreneurial ventures.
Common questions
What to know about Réseau Accès Crédit (RAC)
Upseed classifies Réseau Accès Crédit (RAC) under the Community organization type. Its current public profile includes grantor capabilities.
Source and update disclosure
Know what this page is based on
Source basis
Public organization and program material, official websites, and structured Upseed records.
Last reviewed
March 6, 2026
Known limits
Capability profiles appear only when a structured public profile also contains decision-useful role evidence. Terms and availability can change.
Upseed is an independent guide. It is not affiliated with or endorsed by the organization described on this page.