Organization · Accelerator

Mastercard Lighthouse

Mastercard Lighthouse is an open innovation platform and partnership program for startups in the Nordic and Baltic regions, focusing on fintech and impact technology. It connects startups with banks, investors, and corporates to enhance the financial services ecosystem.

AcceleratorProgram hostCommunity

Overview

What Mastercard Lighthouse does

What Mastercard Lighthouse is

Mastercard Lighthouse is an open innovation platform and partnership program for startups in the Nordic and Baltic regions, focusing on fintech and impact technology. It connects startups with banks, investors, and corporates to enhance the financial services ecosystem.

How it participates in the startup ecosystem

The current public profile supports program host and community capabilities. Each capability below is shown separately so organization identity and role-specific information do not get conflated.

Operational profile

Organization status and context

Organization status describes the entity itself. Funding and program availability appear within the relevant capability profile.

Operational status
Active
Organization type
Accelerator
Founded
Founded in 2019
Approximate age
About 7 years
Structured capabilities
Program host · Community
Last reviewed
April 2, 2026
What Accelerator means

An accelerator is a structured, short-term program designed to speed up a startup's progress toward product-market fit, traction, fundraising, or scale.

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Official channels

Find Mastercard Lighthouse elsewhere

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Capability profile

Mastercard Lighthouse as a program host

Program thesis

Mastercard Lighthouse is a partnership program established to support startups and early-stage companies in the fintech and impact tech sectors by facilitating partnerships with major banks and corporate entities.

Focus narrative

Mastercard Lighthouse operates two main programs: FINITIV and MASSIV. FINITIV targets fintech and fintech-enabler startups, aiming to discover and support innovative solutions in the financial sector. MASSIV is dedicated to sustainability and social impact tech startups, helping them scale their solutions globally. The organization seeks to foster partnerships that enhance the financial ecosystem and contribute to the UN Sustainable Development Goals.

Value and support

Mastercard Lighthouse offers mentorship, workshops, and networking opportunities to startups, facilitating partnerships with major banks and corporate entities to enhance their growth and impact.

Format and cadence

Cohorts per year
2

Availability

Application state
Accepting

Focus and fit

Stages
Accelerator
Sectors
Fintech
Regions
Nordics

Alumni and track record

Alumni context

Notable companies that have participated in the Mastercard Lighthouse programs include Desert Control, a startup focused on combating desertification using patented nanoclay technology; Single.Earth, which offers a nature-backed payment method to cap global emissions by rewarding landowners for nature preservation; and Investure, a platform aimed at bridging the funding gap in developing markets through blockchain technology.

Capability profile

Mastercard Lighthouse as a community

Community overview

Mastercard Lighthouse is a partnership program established in 2019, based in the Nordics and Baltics. It focuses on supporting startups and early-stage companies in the fintech and impact tech sectors by facilitating partnerships with major banks and corporate entities.

Community focus

Mastercard Lighthouse operates two main programs: FINITIV and MASSIV. FINITIV targets fintech and fintech-enabler startups, aiming to discover and support innovative solutions in the financial sector. MASSIV is dedicated to sustainability and social impact tech startups, helping them scale their solutions globally. The organization seeks to foster partnerships that enhance the financial ecosystem and contribute to the UN Sustainable Development Goals.

Member value

Members benefit from access to workshops, networking events, and partnership opportunities with major banks and corporate entities, enhancing their growth potential in the fintech and impact tech sectors.

Membership

Pricing models
free

Format and cadence

Modality
in-person
Schedule
cohort-based
Commitment
light

Availability

Membership state
Accepting

Audience and fit

Audience
Founders · Investors
Benefits
network-access and mentorship
Program types
community
Selection criteria
open and application
Stages
Pre-seed · Seed
Sectors
Fintech
Regions
Nordics

Community activity

Events and activity

Mastercard Lighthouse hosts various events, including the Startup Showcase, where selected startups pitch their solutions to potential partners and investors, and the Lighthouse Community AW, a networking event for participants and stakeholders in the ecosystem.

Notable members

Notable companies that have participated in the Mastercard Lighthouse programs include Desert Control, Single.Earth, and Investure.

Common questions

What to know about Mastercard Lighthouse

Upseed classifies Mastercard Lighthouse under the Accelerator organization type. Its current public profile includes program host and community capabilities.

Next step

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Source and update disclosure

Know what this page is based on

Source basis

Public organization and program material, official websites, and structured Upseed records.

Last reviewed

April 2, 2026

Known limits

Capability profiles appear only when a structured public profile also contains decision-useful role evidence. Terms and availability can change.

Upseed is an independent guide. It is not affiliated with or endorsed by the organization described on this page.